It is mandatory for you to know the list of fintech online loans OJK 2020, where this list can help you find a trusted credit place. As we know that at this time everyone needs credit and to meet their needs or build a business. Sometimes the amount of money needed is also not too large where if it comes directly to the bank does not reach the minimum limit offered.
Especially when taking credit must be adjusted to the ability to pay it. Because some people if they take a lot of credit, they are not necessarily able to pay it off. Plus now the development of technology is increasingly advanced so that it makes it easier for people when taking credit though. So usually if you want to take credit must come to the bank directly but only with a smartphone application then someone can get money.
But not all online-based loans are trusted, even not infrequently the pinjol is illegal so it will have a bad influence on you in the future. It is proven that there are many people who are victims of online credit. In fact, it is not uncommon for them to be violent when collecting money. Therefore, it is very mandatory for you to know the list of fintech online loans OJK 2020.
Usually online credit included in this list is trusted considering that OJK is one of the financial institutions in Indonesia. Of course , this online credit company is trusted and will not embarrass you when asking for a bill. By joining a financial entity like this, it makes it easier for you when you need money.
List of Online Loan Companies di OJK
For those of you who don’t want to bother having to come to the bank, you must know the list of OJK 2020 online lending fintech . Of course, it is not easy for an online credit institution to be recognized by OJK because it must meet several requirements. So it is certain that if it is registered with the financial services authority then there is no need to doubt how qualified it is.
Some online credit company names such as danamas, investree, Amartha, flash wallets, and many others are among the companies under the control of OJK. Of course, there are many online credit companies that have been registered with the financial services authority so don’t forget before joining one of the companies to check whether it has been registered or not.
In this way, you can find out that the company has good quality. For more information about the list of fintech online loans OJK 2020 then don’t forget to check on the OJK web. Because in that place there is a lot of information mentioning financial institutions both offline and online like this. So as a service user do not let you be lazy to find info especially something like this is very important.
Because it can have an influence on your finances , especially the money is used to open a business. So instead of being in debt to make yourself poor, it’s good to choose financial services appropriately. So with credit can improve the economy, not the opposite way around which makes the economy become messy.
The Importance of Choosing a Registered Company
Although at this time there have been a lot of online credit companies, it is very mandatory for you to choose one of the OJK OJK 2020 online loan fintech list. Because there are many reasons such as one of them they are legal. So it is certainly trusted plus the interest system and fines given in accordance with the regulations set by the financial services authority.
Because if they use illegal services then they set very high interest rates even from those set by the financial services authority. Of course, if you use these illegal services that will be greatly harmed are the users because they will pay much more than using banking services. Not only interest rates are set high but fines per day are also not much less.
So just imagine if you borrow money and pay the bills late then the very disadvantaged is yourself. Moreover, there are already many companies like this circulating in the market so as to make victims fall. Even companies like this if customers pay late then they do not hesitate to use violence and even shame to be paid in a timely manner.
Therefore, to be safer, it is better to use the services of one of the OJK 2020 online lending fintech list . Moreover, the company also makes it easier for customers so that when using their services they will not feel hassles. Plus in reminding customers, the company uses ethics and not just as long as there is not even use of violence.
Tips for Choosing an Online Loan with the Right
So that you can get one of the companies from the OJK 2020 online loan fintech list, there are several things that must be considered. This is useful so that you get a not only quality but follow the rules so as not to make yourself lose. In addition to companies that must be registered with the OJK, see if they provide an information center.
The purpose of the presence of this information center serves to make it easier for prospective customers to know the intricacies of the company. In this way, it is easy for customers to consider whether the company is worth using or not. Because everyone wants to use quality services for their own sake. One of the characteristics of whether they do provide an information center is the availability of websites.
Because from that website they provide information about the company so that everyone knows the advantages they have including being registered with OJK. So if your destination company is not included in the OJK 2020 online loan fintech list, it is better to look for other companies that may be more qualified.
Of course, by paying attention to these tips can help find quality even though now there are many illegal versions. Because using a trusted one can benefit yourself and not be humiliated. Because the illegal version uses a lot of violence and even shames its customers to have bills paid. Because there are so many people who are victims of such a system.
Importance for Prospective Customers Looking for Information
Before using the services of one of the companies on the OJK 2020 online loan fintech list , it is mandatory for prospective customers to find more information possible. The existence of information in addition to being able to get quality can be avoided from illegal companies. This condition is because you know well what the name and system in lending.
Moreover, to find basic info like this is very easy because not only on the website of the financial services authority but also on other websites. Considering that currently the internet is one of the most complete sources of knowledge but make sure that the information is obtained reliably. This way you can take out the loan comfortably and safely. So the loan money can be used for good things.
However, what is circulating today is a lot of distorted information even prospective customers are lazy to find information so it is very easy to be deceived by illegal companies. Even though parties such as OJK have done a lot of financial socialization so as to increase the knowledge of prospective customers and make them smarter.
So it’s useless for parties like OJK to socialize but people are still lazy to find info. It is evident that until now there are still many people who do not know about the OJK 2020 online loan fintech list so many of them choose to use illegal services compared to those who have been registered and clearly.